If you need a mortgage, we have the solution.
We know that different people need different things in a mortgage. That's why we have solutions for all kinds of homeowners. Whether you are buying your first home, an investment or cottage property, or looking at home renovations or renewing your mortgage, we have a mortgage solution for you.
Your First Home
You want to buy your first home, but it feels like such a big step! We believe that every new home buyer should discuss their situation with a mortgage consultant. After all, advice from a mortgage consultant can have a huge financial impact over the long term. Before you meet, write down all your questions, like:
- How much will I need for a downpayment?
- What should I get - a fixed or variable rate?
- How much will my monthly payments be?
- How quickly will I be able to pay off my mortgage?
I will take the time to answer your questions, explain the process step-by-step, and - when you're ready - find a mortgage that will make your first home a reality.
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Refinance & Home Equity
Your home equity can be a valuable financial resource, enabling you to access credit at rates that are generally lower than other forms of borrowing. Some popular reasons to refinance include:
- Home renovations
- Investments
- Second properties
- Debt consolidation
- Retirement planning
- Education
If you are interested in assessing your options, contact me to find out how much equity you can leverage, and what your monthly payments would be. You may be surprised at the power of your home equity.
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Renewing Your Mortgage
It's a fact. Although a mortgage is one of their most important financial decisions, many Canadians don't put as much thought into renewing their mortgage as they should. We, however, see your mortgage renewal as a unique opportunity to make sure it reflects your current needs. Are you considering paying off your high-interest credit card debt or loans, or are you interested in financing a home renovation, dream vacation, recreational or investment property?
At renewal, I can give you rate protection for up to four months and help you secure the best mortgage for your current home.
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Your Next Home
You need a bigger yard. A private drive. A baby's room (congratulations!) Whatever your reason for moving on, contact me first. I have answers to the mortgage questions you probably have now, like: "What is porting?" "Should I sell before I buy?" and "Can I afford the home I want?" Consider putting pre-approved before you start shopping.
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Recreation Or Second Properties
Dreaming of the lake and relaxing afternoons on the dock or a cozy fire in your ski chalet? Or perhaps you need to expand your family’s horizons with a second property while your children attend university. I have mortgage financing to help you expand your horizons
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Investment Property
More and more Canadians, especially those without a pension, are considering an investment in real estate. New mortgage options mean that it’s now easier to add a condo, a home or a multi-unit building to your portfolio. Over the long term, an investment property can be a great source of retirement funds.
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